Identify. Assess. Negotiate with a focus on comparative negligence. About 1 in 3 multi-party accidents involve shared responsibility, yet fewer than 5% of claims are settled using comparative negligence. That gap represents significant overpayment risk.
Claim Toolkit for Auto equips your claims organization to consistently identify, assess, and negotiate shared responsibility so you pay what is owed, not more and not less.
Built to bring shared understanding to every claim in the office and in the field.
Claim Toolkit strengthens performance through a structured process from investigation to reporting that builds a defensible record at every step.
In a 30% comparative negligence scenario, the difference between applying it correctly and ignoring it is $1,242 on a single claim. Multiply that across your portfolio.
Claim Toolkit for Auto helps your organization:
If 1 in 3 accidents involves shared responsibility what's your percent?
Average PD payout of $4,078. Claimant found 30% at fault.
Bring the Accident Scene to Life.
Scene Investigator is the latest enhancement to Claim Toolkit for Auto. It enables adjusters to create precise, interactive accident scene diagrams directly within the platform using advanced mapping technology.
No separate tools. Everything is stored in the claim file.
"I never saw him."
Scene Investigator transforms this into a testable, defensible fact documented visually in the claim file.
More Done. Less Time. Better Results.
Scene Investigator is also available as an AI-powered mobile evidence collection app for auto insurance claims putting the full power of accident scene reconstruction in the hands of claim reps, claimants, and witnesses, right from their phone.
For Claim Reps
For Claim Parties
For Witnesses
Auto liability claim settlements are delayed when comparative negligence exists because there's no shared understanding of the accident facts.
Claim Toolkit for Auto enforces best practices for every claim rep, every time.
"Your company is the best partner I have dealt with. Your team is sensitive to sincerely helping us get where we need to be. And it is working!"
Kim F. — Director of Casualty, Top 25 Auto & Homeowners Carrier, 600-Person Dept."Your Auto product has been a fantastic tool for us for several years. It is a night and day difference in how we investigate and negotiate liability."
Mike R. — Director of Claims Operations, Regional Personal & Commercial Lines Carrier"There is no other program that I am familiar with that comes close to Claim Toolkit. The support and customer service provided is outstanding."
Dino K. — Auto Carrier, 400-Person DepartmentTo find out if Claim Toolkit is right for your team, please give us a call or complete the form. We can demonstrate the product in person or remotely.
Ph.630.904.5686 | info@claimtoolkit.com
Visit us at Booth K10 — April 13–15. Come see Scene Investigator live and talk with our team about applying comparative negligence across your portfolio.